1. Spend more time with the family.
2. Take more exercise - Get fit.
3. Lose (loose!) weight.
4. Give up smoking (again).
5. Get out of debt.
6. Learn a new skill, take up a new hobby.
7. Put something into the community -help others.
8. Get organized. Else buy shares in diary, or companies selling
electronic planners!
9. Become more security conscious.
10. Give up drinking, at least for the first week of January!
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